Checking
CHECKING

 

Checking Account Management

Money-saving checking accounts for your family!
All of our accounts offer:

Essential Checking

For members who want an affordable checking account to manage their family finances

  • No monthly fees or minimum balance requirements
  • Free withdrawals using your Member Connection ATM/VISA® Debit Card at affiliated ATMs and four free withdrawals at other ATMs per month
  • First order of 50 checks free (Emerald Elegance style only) with your first check order
  • Free financial management information and counseling through BALANCE.

Energized Checking

For members who want to earn a competitive rate of interest and more free ATM access

  • Earns a competitive rate of interest on average daily balances of $2,500 or more. If the average daily balance falls below $2,500, there's a monthly fee of $10 and you will not earn interest
  • Free withdrawals using your Member Connection ATM/VISA® Debit Card at affiliated ATMs and eight free withdrawals at other ATMs per month
  • Two boxes of checks free per year (limited styles).

Money Rules! Essential Checking

For young adults ages 18-25 who want a low-cost checking account with ATM access

  • No monthly fees or minimum balance requirements
  • Free withdrawals using your Member Connection ATM/VISA® Debit Card at affiliated ATMs and eight free withdrawals at other ATMs per month
  • First order of 50 checks free (Emerald Elegance style only) with your first check order.

Apply for a Checking Account. Call (518) 783-2211 or 1-888-783-2211 for more information.

* Cannot be combined with other rate incentives or the Super Share Certificate. In order for your checking account to be considered active, you must make at least one withdrawal, transfer, direct deposit or debit card transaction per month in your account. If you do not meet the requirement, you will lose the discount/bonus.