CHECKING
Essential Checking
Essential Checking offers low-cost non-interest bearing checking for your family's needs.
- Essential Checking offers low-cost non-interest bearing checking for your family's needs.
- No monthly fee or minimum balance
- Free Member Connection Card with rewards for ATM/debit card access
- Free bill pay and online banking
- Access to thousands of Shared Branches
- Deposits at Price Chopper
- First order of 50 checks free, Emerald Elegance style only with your first check order
- .35% Annual Percentage Rate discount on most fixed rate loans.*
- .25% premium on share certificates*
- Free financial counseling through BALANCE
- Unlimited check writing
- Overdraft protection from savings or overdraft line with no monthly fees and Courtesy pay.
Energized Checking
Energized Checking is a low-cost interest-bearing checking for people who maintain
a
higher average balance.
- Outstanding rate of interest on average daily balances of $2,500 or more.
If average daily balance falls below $2,500, there's a monthly fee of $10. - Free Member Connection Card with rewards for ATM/debit card access
- Free bill pay and online banking
- Access to thousands of Shared Branches
- Deposits at Price Chopper
- Two boxes of checks free per year (some cost/ordering restrictions apply)
- .35% Annual Percentage Rate discount on most fixed rate loans.*
- .25% premium on share certificates*
- Free financial counseling through BALANCE
- Unlimited check writing
- Overdraft protection from savings or overdraft line with no monthly fees and Courtesy pay.
Apply for a Checking Account. Call (518) 783-2211 or 1-888-783-2211 for more information.
* Cannot be combined with other rate incentives. In order for your checking account to be considered active, you must make at least one withdrawal, transfer, direct deposit or debit card transaction per month in your account. If you do not meet the requirement, you will lose the discount.
