- Access to thousands of surcharge-free ATMs and shared branches
- Free online banking with billpay, E-statements and E-alerts
- Free Mobile banking with Mobile Check Deposit
- UChoose Rewards when you use your Member Connection VISA Debit Card
- 24/7 Phone Link Audio Response telephone
- Free, unlimited check writing
- Overdraft protection from savings or overdraft line with no monthly fees and courtesy pay
- .50% Annual Percentage Rate discount on vehicle and personal loans (except Holiday Quick Cash Loans, Holiday Billpayer Loans and Money Rules Personal Loans) with automatic payment. Applies to loans granted beginning March 1, 2015. Cannot be combined with other offers.
- Link to the SaveUp Account
- Free financial management information and counseling through BALANCE.
We have four types of Checking Accounts
- Essential Checking for members who want an affordable checking account to manage their family finances
- Energized Checking for members who want to earn a competitive rate of interest and a great value
- Mobile Money Checking for members ages 18-26 who want low-cost checking with free account access
- Money Rules Checking for teens ages 16-17 to learn how to use with their parents’ guidance
Apply for a Checking Account. Call (518) 783-2211 or 1-888-783-2211 for more information.