• Overdraft transfer from savings. A maximum of three automatic transfers per month is allowed.
  There's a small fee for each daily occurrence of an ACH or check posting.
• The second option is to apply for an overdraft line of credit. The overdraft line will transfer money into your account in $50 increments. There is no fee to access your overdraft line.
  Click here to apply
• Finally, you can choose to have both types of coverage, and you can choose which type you'd
  like to access first.
• You can elect to have no overdraft coverage.

Call (518) 783-2211 or 1-888-783-2211 for more information.