Personal Loans/Lines
PERSONAL LOANS/LINES

 

Unsecured Personal Lines of Credit

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With a Line of Credit loan you'll enjoy a competitive rate and you can use the money when you need it. You'll enjoy 24-hour access to your Line of Credit at ATMs using your Member Connection ATM/VISA® debit card. There’s no fee for the Line of Credit and if it’s tied to your checking account, it pulls money to cover deficiencies in $50 increments. The maximum loan amount is $15,0000.

Unsecured Personal Loans
Consider a personal loan when you need a loan for a single purpose, large or small. We offer personal loans for up to $20,000 with terms up to six years at competitive rates.

Secured Personal Loans
We offer personal loans secured by any asset - a vehicle or residence, for example - that is equal to or greater than the amount of the loan.  We also offer loans secured by shares or Share Certificates where the money in your savings accounts or Share Certificates is pledged as collateral against your loan. You may borrow the full amount on deposit.

Why choose Community Resource for your loan?

  • Affordable payments
  • Competitive rates and low fees
  • Flexible terms
  • Fast approvals
  • Friendly service
  • .50% Annual Percentage Rate discount on vehicle and personal loans (except holiday loans) with automatic payment. Applies to loans granted beginning March 1, 2015.
  • Rate discount on most fixed rate loans if you have our checking account or for automatic payment
  • Convenience of payroll deduction/direct deposit for easy repayment

Apply for a Personal Loan and Line. Call (518) 783-2211 or 1-888-783-2211 for more information.