Personal Loans/Lines


Unsecured Personal Lines of Credit

The Phychology of Spending
With a Line of Credit loan you'll enjoy a competitive rate and you can use the money when you need it. You'll enjoy 24-hour access to your Line of Credit at ATMs using your Member Connection ATM/VISA® debit card. There’s no fee for the Line of Credit and if it’s tied to your checking account, it pulls money to cover deficiencies in $50 increments. The maximum loan amount is $15,0000.

Unsecured Personal Loans
Consider a personal loan when you need a loan for a single purpose, large or small. We offer personal loans for up to $20,000 with terms up to six years at competitive rates.

Secured Personal Loans
We offer personal loans secured by any asset - a vehicle or residence, for example - that is equal to or greater than the amount of the loan.  We also offer loans secured by shares or Share Certificates where the money in your savings accounts or Share Certificates is pledged as collateral against your loan. You may borrow the full amount on deposit.

Why choose Community Resource for your loan?

  • Affordable payments
  • Competitive rates and low fees
  • Flexible terms
  • Fast approvals
  • Friendly service
  • Additional .35% Annual Percentage Rate discount off our regular rates if you have an active checking account or an additional .25% discount for automatic payment*
  • Rate discount on most fixed rate loans if you have our checking account or for automatic payment
  • Convenience of payroll deduction/direct deposit for easy repayment
  • No prepayment penalties on consumer loans.

Apply for a Personal Loan and Line. Call (518) 783-2211 or 1-888-783-2211 for more information.

* Cannot be combined with other rate incentives.  In order for your checking account to be considered active, you must make at least one withdrawal, transfer, direct deposit or debit card transaction per month in your account.  If you do not meet the requirement, you will lose the discount.