Affordable Vehicle Loans


Financial Fitness Minute - Buying a Car

Do you have your eye on your dream car? Or, maybe you’re buying your first car? We can help! We offer car loans to buy new and pre-existing vehicles (cars, trucks and motorcycles). We also finance seasonal vehicles, including snowmobiles, ATVs, personal water craft and pop up campers.  We finance up to 100% of the NADA retail value plus sales tax and warranties with terms up to seven years.

All of our car loans offer:

  • Affordable payments
  • Flexible terms
  • Fast approvals
  • Friendly service
  • No prepayment penalties
  • Additional .35% Annual Percentage Rate discount off our regular rates if you have an active checking account or an additional .25% discount for automatic payment*
  • Terms up to seven year for new cars

Apply for a Vehicle Loan. Call (518) 783-2211 or 1-888-783-2211 for more information.

*Cannot be combined with other rate incentives or offers. If you receive the ACH discount, it cannot be stopped or you will lose the discount.  If you receive the checking discount, your checking account must be active or you will lose the discount. This means that you must make at least one withdrawal, transfer, direct deposit or debit card transaction per month in your checking account.