Personal Loan Rates
PERSONAL LOAN RATES

 

.25% Annual Percentage Rate discount for automatic payment or .35% Annual Percentage Rate discount for checking on most fixed rate loans.
Call (518) 783-2211 or 1-888-783-2211 for more information.

VISA CREDIT CARDS
Term (Months)
Annual Percentage Rate *
Payment Calculator
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* Your rate will depend upon your credit history. Rates are subject to change without notice.
Click here to review our Visa programs including our rewards, business, young adults and secured cards.

 

LINE OF CREDIT
$15,000 Maximum
Can be linked to your checking account.
Term (Months)
Annual Percentage Rate *
Payment Calculator
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* Your rate will depend upon your credit history. Rates are subject to change without notice.

 

UNSECURED PERSONAL LOANS
Consider a personal loan when you need a loan for a single purpose, large or small. We offer personal loans for up to $20,000 with terms up to six years at competitive rates.
Term (Months)
Annual Percentage Rate*
Monthly Payment Per $1,000
Payment Calculator
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* Your rate will depend upon your credit history. Rates are subject to change without notice.

 

SECURED PERSONAL LOANS
Consider a secured personal loan when you need a loan for a single purpose, large or small. We offer secured personal loans for up to $25,000 with terms up to six years at competitive rates.
Term (Months)
Annual Percentage Rate*
Monthly Payment
Per $1,000
Payment Calculator
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* Your rate will depend upon your credit history. Rates are subject to change without notice.

 

CD SECURED LOANS
Term (Months)
Annual Percentage Rate*
Monthly Payment
Per $1,000
Payment Calculator
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* Your rate will depend upon your credit history. Rates are subject to change without notice.

 

SHARE SECURED LOANS
Term (Months)
Annual Percentage Rate*
Monthly Payment
Per $1,000
Payment Calculator
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* Your rate will depend upon your credit history. Rates are subject to change without notice.

 

TAX ADVANTAGE LOANS
$25,000 Maximum
Term (Months)
Annual Percentage Rate*
Monthly Payment
Per $1,000
Payment Calculator
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* Your rate will depend upon your credit history. Rates are subject to change without notice.

 

HOLIDAY QUICK CASH LOANS
$2,500 Maximum
Term (Months)
Annual Percentage Rate*
Monthly Payment
Per $1,000
Payment Calculator
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* Your rate will depend upon your credit history and the term of your loan. Rates are subject to change without notice. This loan product is only offered between October 1 and December 31.

 

HOLIDAY BILL PAYER LOANS
$5,000 Maximum
Term (Months)
Annual Percentage Rate*
Monthly Payment
Per $1,000
Payment Calculator
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* Your rate will depend upon your credit history and the term of your loan. Rates are subject to change without notice. This loan product is only offered between January 1 and February 28.