Savings/Checking Rates
SAVINGS/CHECKING RATES

 

 

ENERGIZED CHECKING
For Average Daily
Balances between:
DIVIDEND RATE
APY*
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Energized Checking account holders get a .35% Annual Percentage Rate discount on most fixed rate loans.
Call (518) 783-2211 for more information.

*Annual Percentage Yield. Savings rates are variable and are subject to change at the discretion of the Board of Directors. Annual percentage yields are based on the reinvestment of principal and interest for one full year. Dividends are compounded and paid monthly. A monthly $10 fee will be imposed if the account falls below $2,500. Fees could reduce earnings on your account. For more detailed savings account information, call 518-783-2211 to speak to a member service representative.

 

SHARE SAVINGS ACCOUNTS
Rates also apply to Holiday Clubs, Special and Vacation Share accounts.
For Average Daily
Balances between:
DIVIDEND RATE
APY*
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* Annual Percentage Yield. Savings rates are variable and are subject to change at the discretion of the Board of Directors. Annual percentage yields are based on the reinvestment of principal and interest for one full year. Dividends are compounded and paid monthly. For more detailed savings account information, call 518-783-2211 to speak to a member service representative.

 

SCOTTIE SAVERS YOUTH SAVINGS ACCOUNTS
For children up to age 13. Deposits earn Scottie bucks to redeem for gifts.
For Average Daily
Balances between:
DIVIDEND RATE
APY*
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*Annual Percentage Yield. Savings rates are variable and are subject to change at the discretion of the Board of Directors. Annual percentage yields are based on the reinvestment of principal and interest for one full year. Dividends are compounded and paid monthly. For more detailed savings account information, call 518-783-2211 to speak to a member service representative.