Young Adults
YOUNG ADULTS

 

MoneyRules For Young Adults - affordable banking and valuable information

Now that you’re making your own decisions, you need affordable banking products and advice to help you get the most out of your money.

MoneyRules Essential Checking and Member Connection ATM/VISA® Debit Card.
Essential Checking is our most affordable checking account. There’s no minimum balance requirement or monthly service charge.

  •  Free withdrawals at affiliated ATMs, eight free withdrawals per month at other ATMs with
    your Member Connection ATM/VISA Debit Card
  •  First order of 50 checks free (Emerald Elegance style only) with your first check order
  •  No per check charges
  •  .35% discount on car loans and personal loans (Cannot be combined with other rate incentives)
  •  .25% premium on share certificates (CDs) (Cannot be combined with other rate incentives)
  •  Free bill pay and online banking
  •  No monthly fees or minimum balance requirements
  •  Free unlimited check writing
  •  Overdraft protection from savings or overdraft line with no monthly fees.

Two credit card options to pay your way.
The first option is the MoneyRules Young Adult VISA Card. This card is co-signed by your parent and it allows you to start building a credit history because it is issued in your name.  You do not earn rewards.  The second option is the Money Rules! Student VISA Card. This card offers rewards and does not require a co-signer.

First-time car loan 
We offer loans especially for first-time car buyers who have just started working and who have a limited credit history. Loans up to $15,000 are available.

CUScholar Student Loans
Federal loans not enough to cover the cost of your college education?  The CUScholar Private Student Loan available through Community Resource Federal Credit Union can be the answer to your funding needs.  Borrow as little as $2,000 or as much as $30,000 per year for a maximum of $120,000 in undergraduate loans or $160,000 in graduate loans.

Two credit card options to pay your way
The first option is to apply jointly with your parent on the VISA Platinum Card, your parent must apply as the primary accountholder.  The second option is the College Rewards VISA Card. This card offers rewards and does not require a co-signer but you must demonstrate the ability to make payments on your own.

You must have a Community Resource savings account. Click here to apply!
Call (518) 783-2211 or 1-888-783-2211 for more information.