Checking Account Management

Money-Saving checking accounts for your family!
All of our accounts offer:

  • Access to thousands of surcharge-free ATMs and shared branches
  • Free online banking with billpayE-statements and E-alerts
  • Free Mobile banking with Mobile Check Deposit
  • UChoose Rewards when you use your Member Connection VISA Debit Card 
  • 24/7 Phone Link Audio Response telephone 
  • Free, unlimited check writing
  • Overdraft protection from savings or overdraft line with no monthly fees and courtesy pay
  • DISCOUNTS:  Receive a .25% APR discount on vehicle and personal loans with automatic payment from another financial institution.   Receive .50% APR discount with automatic payment from a CRFCU checking account with direct deposit. An additional .10% APR discount to Military Personnel, Veterans, Firefighters, Police and EMS. APR= Annual Percentage Rate. Applies to loans granted as of 1/1/2016.
    Certain restrictions may apply.
  • Link to the SaveUp Account 
  • Free financial management information and counseling through BALANCE.

We have four types of Checking Accounts

  • Essential Checking for members who want an affordable checking account to manage their family finances
  • Energized Checking for members who want to earn a competitive rate of interest and a great value
  • Mobile Money Checking for members ages 18-26 who want low-cost checking with free account access
  • Money Rules Checking for teens ages 16-17 to learn how to use with their parents’ guidance

Apply for a Checking Account. Call (518) 783-2211 or 1-888-783-2211 for more information.