For teens ages 16-17 to learn how to use with their parents’ guidance
- Must apply jointly with your parents
- No monthly fees or minimum balance requirements
- Free purchases and withdrawals when you use your Member Connection ATM/VISA® Debit Card
- One free overdraft waiver per year.
All of our accounts offer:
- Access to thousands of surcharge-free ATMs and shared branches
- Free online banking with billpay, e-statements and e-alerts
- Free mobile banking with Mobile Check Deposit
- UChoose Rewards when you use your Member Connection VISA Debit Card
- 24/7 Phone Link audio response telephone
- Free, unlimited check writing
- Overdraft protection from savings or overdraft line with no monthly fees
- Link to the SaveUp Account
- Free financial management information and counseling through BALANCE.
Apply for a Checking Account. Call (518) 783-2211 or 1-888-783-2211 for more information.
Please note: A $5 fee per transaction will be assessed for ACH or Share Draft items that clear using your savings account as an overdraft source. A maximum of three automatic transfers per month is allowed. The overdraft line of credit will transfer money into your account in $50 increments. There is no fee to access your overdraft line. Interest will accrue daily.