Overdraft Protection


You have four options of overdraft protection on your checking account.

  • Overdraft transfer from savings. A maximum of three automatic transfers per month is allowed.
    There's a small fee for each daily occurrence of an ACH or check posting.
  • The second option is to apply for an overdraft line of credit. The overdraft line will transfer money into your account in $50 increments. There is no fee to access your overdraft line.
    Click here to apply
  • Finally, you can choose to have both types of coverage, and you can choose which type you'd
    like to access first.
  • You can elect to have no overdraft coverage.

Call (518) 783-2211 or 1-888-783-2211 for more information.