First Time Car Loans
FIRST TIME CAR LOANS

 

Purchase a new or used vehicle as a first time borrower of CRFCU and get:

  • $100 toward your first car payment (principal only)
  • A FREE online defensive driving course voucher ($25.00) that can reduce your insurance by 10%
  • A FREE quote on auto insurance from Trustage/ Liberty Mutual
  • A FREE quote on extended warranty through Rt. 66 provided by CRFCU
  • A FREE USB car phone charger (value of$12.00)
  • A FREE car wash from Hoffman’s (value of$12.00)
  • Receive a .50% discount on qualified loans when signing up for autopay from a CRFCU checking account with direct deposit

PLUS... Members that pay their loan on time for 6 months will receive a coupon for a FREE oil change from Hoffman’s or a gas card. (requires a financial checkup with an FSR). Make your payments on-time for 12 consecutive months and we will lower your rate by 1.00%!

Additional discount of .10% off your qualified loan if you are in the Military or a First Responder!

This is a limited time offer – call today to prequalify.

Apply for a Vehicle Loan. Call (518) 783-2211 or 1-888-783-2211 for more information.

First-time car loans


Financial Fitness Minute - Buying a Car

We offer loans especially for Mobile Money members who are First Time Car Buyers.Youth members who are 18 – 26 can borrow up to $15,000 if they satisfy the following requirements:

  • Must be at least 18 and able to repay the loan
  • Have been working 12 months or longer
  • Make at least $18,000 a year
  • Have limited credit history – no derogatory credit
  • Car mileage is less than 100,000 miles
  • No more than 12 months of auto loan payment history reflected on credit report
  • Requires a min. borrowing balance of $10,000 – max. $15,000
  •  Max LTV is 100%
  • Must sign up for autopayment from a CRFCU checking account with direct deposit to  receive additional discount

We offer affordable payments, flexible terms and fast approvals.

Apply for a Vehicle Loan. Call (518) 783-2211 or 1-888-783-2211 for more information.

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