Personal Loans/Lines


Unsecured Personal Lines of Credit

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With a Line of Credit loan you'll enjoy a competitive rate and you can use the money when you need it. You'll enjoy 24-hour access to your Line of Credit at ATMs using your Member Connection ATM/VISA® debit card. There’s no fee for the Line of Credit and if it’s tied to your checking account, it pulls money to cover deficiencies in $50 increments. The maximum loan amount is $15,0000.

Unsecured Personal Loans
Consider a personal loan when you need a loan for a single purpose, large or small. We offer personal loans for up to $20,000 with terms up to six years at competitive rates.

Secured Personal Loans
We offer personal loans secured by any asset - a vehicle or residence, for example - that is equal to or greater than the amount of the loan.  We also offer loans secured by shares or Share Certificates where the money in your savings accounts or Share Certificates is pledged as collateral against your loan. You may borrow the full amount on deposit.

Why choose Community Resource for your loan?

  • Affordable payments
  • Competitive rates and low fees
  • Flexible terms
  • Fast approvals
  • Friendly service

The following loan discounts are available for CRFCU members:

  • .25% loan discount for all Veterans/Military Personnel on consumer and home loans
  • .10% loan discount for First Responders and Preferred Business Partners on consumer and home loans
  • .50% loan discount for using autopay from a CRFCU checking account with Direct Deposit or .25% discount for using autopay from another financial institution

Apply for a Personal Loan and Line. Call (518) 783-2211 or 1-888-783-2211 for more information.