Who Can Join?


Field of Membership, Community Resource FCU

Can I join Community Resource?
Community Resource is a community chartered credit union. You can join if you live, work, worship or attend school in Albany, Saratoga, Schenectady or Rensselaer Counties or if you have a relative that does. You can also join if you are related to a member of Community Resource or you live in the same household as a member.

How will membership in Community Resource benefit me?
A rate and fee advantage
Our operating overhead is lower than a bank's. As a result, we can offer you excellent interest rates, as well as lower and fewer service fees.

Personal service
We're a not-for-profit financial institution set up to meet the needs of our membership. When you join the Credit Union, you're a member, not just a customer. And, we're not too big to spend the time necessary to help you with your financial matters.

A full range of services
We offer a variety of savings products including checking accounts, money market accounts, share certificates and IRAs. We also offer a wide range of loan products including car, personal, VISA credit card, home equity and 1st mortgage loans.

Once a member, always a member
Once you're a member, you're a member for life; you don't have to leave the Credit Union if you no longer meet the requirements that made you eligible for membership. So, if you were eligible to join because you lived in Albany County and you move, you do not have to terminate your membership.

How do I join?
You must open a Community Resource savings account with at least $5 to be considered a member (you earn interest on balances of $100 or more). After you've opened your savings account, you may use any of our other services. For example, you may apply for a loan on the same day that you join since there is no waiting period.
Click here to apply

Apply for a Savings (Membership) Account. Call (518) 783-2211 or 1-888-783-2211 for more information.